Archives: Lenders

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Paragon Bank

Paragon Bank Plc are proud to be a specialist lender and savings bank offering a range of products and services in the UK. Founded in 1985, they have a long and successful history and are part of the FTSE 250.

They employ over 1,300 people and have £12.2 billion of loans under managenent.

Central Trust

Central Trust is an independently owned specialist secured loan lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans since 1988.

They provide loans upto £250,000 for UK homeowners. Central Trust are authorised and regulated by the Financial Conduct Authority for providing an advice and recommendation service which means they will always act in your best interest to ensure the product they recommend fully meets your needs and circumstances.


Equifinance is a specialist second charge mortgage lender. They work closely with their UK wide distribution partners to develop and deliver lending products that suit the needs of a wide spectrum of customer circumstances.

They do not use automated credit scoring. Instead, they prefer to look at an applicant’s circumstances as a whole and this enables them to take a flexible approach when making a decision to lend.

Precise Mortgages

Precise Mortgages delivers innovative residential and buy to let mortgages, bridging and second charge loans, which are available through a nationwide intermediary base.

Their award winning, technology driven underwriting and credit risk management processes mean they can be more expansive in their mortgage and loan approvals – serving those underserved by mainstream lenders.

All of their products are only available through mortgage intermediaries. 98% of their customers agree that their products met their mortgage needs.

West One

West One Secured Loans Ltd, based in Hertfordshire, is a second charge lender offering residential and buy to let secured loans. As part of the Enra Group of companies, their sister firms are a leading provider of bridging products and development finance.

Their competitive products cater for a wide range of borrowers needs and circumstances which is why they always try to make lending decisions based on the merits of individual cases by taking time to understand the whole picture.

1st Stop Home Loans

1st Stop Home Loans offer homeowner loans between £1,500 to £50,00 to customers with less than a perfect credit history. You’re free to use your loan for a variety of reasons, including debt consolidation and home improvements.

The 1st Stop Group of companies provides a range of financial services products including: Personal Loans, Homeowner Loans and Car Finance.

Norton Home Loans

The Norton Group of companies provides an array of financial products and related services. The business is family owned and managed and has been since it’s inception in Rotherham, South Yorkshire.

With a commitment to treating customers fairly, Norton Home Loans strive to exceed the requirements laid down by the Financial Conduct Authority.

Together Money

Together was founded in 1974 and now has 460+ employees and a loan book of over £1.8 billion. Based in the North West, Together is a specialist lender offering short-term finance, auction finance, personal, commercial and buy-to-let mortgages and secured loans.

Together looks at each case individually, and takes a customer’s personal circumstances into account before trying to find a way to help. Even in the most complicated situations, or when the high street lenders find it hard to say ‘yes’.

United Trust Bank

United Trust Bank is an entrepreneurial and pragmatic specialist lender, driven to understand customer needs.

With dedicated divisions providing asset finance, bridging finance, development finance, professional loans, specialised mortgages, structured finance and technology finance, their in-depth knowledge combined with commercial awareness, makes them the lender of choice for finance brokers and consumers alike.

Optimum Credit

Based in Cardiff, Optimum Credit is a leading provider of second charge mortgages for homeowners in England, Wales and Scotland. Optimum’s approach to meeting the needs of their customers has seen them advance funds totalling over £300m since launching in June 2014. They offer a range of variable, fixed and discounted second charge mortgages.

Depending on your personal circumstances, Optimum Credit could offer you a second charge mortgage of any amount from £7,500 to £500,000 with repayment terms of 3 to 25 years.