Pepper Money Secured Loans

With access to the UK’s leading lenders, we compare 1156 homeowner loans with interest rates from only 5.87% variable.

About Pepper Money

Based in Cardiff, Pepper Money is a leading provider of second charge mortgages for homeowners in England, Wales and Scotland.

Pepper Money’s approach to meeting the needs of their customers has seen them advance funds totalling over £300m since launching in June 2014. They offer a range of variable, fixed and discounted second charge mortgages.

Depending on your personal circumstances, Pepper Money could offer you a second charge mortgage of any amount upto £500,000 with repayment terms of 3 to 25 years.

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  • Loans From £10,000 - £500,000+.
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  • Rates Updated Daily.

Comprehensive Panel of Lenders…

Our hand picked panel of lenders includes some of the UK's most respected finance houses. We work with numerous lenders in order to be able to provide our customers with a range of options depending on their credit profile and personal circumstances.

What Our Clients Say…

7.9% APRC Representative. This means 51% or more of customers receive this rate or better. Representative Example: Assumed borrowing of £20595 over 240 months, with a fixed borrowing rate of 6.993% per annum for the first 60 months, followed by 180 months at the lender's standard variable borrowing rate of 7.593%. There would be 60 monthly instalments of £175.08 followed by 180 instalments of £181.68. Total amount payable £43302.20 comprised of; loan amount (£20000); interest (£20707.20); Broker fee (£2000); Lender fee (£595). This would result in an overall cost of 7.9% APRC Homeowner Loan Rates from as low as 5.87% variable. Our highest rate is 15.60%. Repayment periods available from 3-35 years.